An umbrella insurance policy covers liability expenses that go beyond the limits of your existing homeowners, automotive, renters, watercraft, motorcycle and/or other personal insurance policies.

An umbrella insurance policy helps protect your assets from being seized or attached in the event you are held liable for paying a claim or lawsuit that exceeds the limits of your other insurance policies; a policy like this can also prevent a judgment against you that can eventually lead to a lien on your house or business.

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